GBNY / Generations Bancorp NY, Inc. - Documents déposés auprès de la SEC, rapport annuel, procuration

GBNY / Generations Bancorp NY, Inc. / PRINCIPAL FINANCIAL GROUP INC - 13G/A GENERATIONS BANCORP NY INC. AMDT 3 093024 Passive Investment

SC 13G/A 1 a13gagenerationsbancorpnyi.htm 13G/A GENERATIONS BANCORP NY INC. AMDT 3 093024 CUSIP No. 37149G108 13G/A Page 1 of 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 3) * Under the Securities Exchange Act of 1934 Generations Bancorp NY Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 37149G1

GBNY / Generations Bancorp NY, Inc. / STILWELL JOSEPH - SC 13D/A Activist Investment

SC 13D/A 1 sc13da21031802710302024.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 2)1 Generations Bancorp NY, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class o

GBNY / Generations Bancorp NY, Inc. / STILWELL JOSEPH - SC 13D/A Activist Investment

SC 13D/A 1 sc13da11031802710232024.htm SC 13D/A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D (Rule 13d-101) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO § 240.13d-1(a) AND AMENDMENTS THERETO FILED PURSUANT TO § 240.13d-2(a) (Amendment No. 1)1 Generations Bancorp NY, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class o

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13

15-12G 1 form15.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 15 CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No. 001-39883 Generations Bancorp NY, Inc. (Exact name of regist

As filed with the Securities and Exchange Commission on October 15, 2024 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Generatio

Registration No. 333-265611 As filed with the Securities and Exchange Commission on October 15, 2024 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 POST-EFFECTIVE AMENDMENT NO. 1 TO FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Generations Bancorp NY, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 85-3659943 (State or Other Jurisdic

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 25 NOTIFICATION OF REMOVAL FROM LISTING AND/OR REGISTRATION UNDER SECTION 12(b) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File No. 001-39883 Generations Bancorp NY, Inc. The Nasdaq Stock Market LLC (Exact name of Issuer as specified in its charter, and name of Exchange where security is listed and/or registered) 2

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 23, 2024 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commis

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 23, 2024 GENERATIONS BA

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 23, 2024 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commis

Angela Krezmer, President and Chief Executive Officer

Exhibit 99.1 Contact: Angela Krezmer, President and Chief Executive Officer Generations Bancorp NY, Inc. 315-568-5855 Generations Bancorp NY, Inc. Announces Voluntary Nasdaq Delisting and SEC Deregistration Seneca Falls, New York – September 24, 2024: Generations Bancorp NY, Inc. (“Company”) (Nasdaq: GBNY), the holding company for Generations Bank (“Bank”), announced its voluntary decision to deli

Notice of Delisting or Failure to Satisfy a Continued Listing Rule or Standard; Transfer of Listing, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): September 23, 2024 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commis

Rochester-Based ESL Federal Credit Union Announces Acquisition of Generations Bank

Exhibit 99.1 For Immediate Release For more information, contact: ESL Federal Credit Union Rich Pulvino VP/Director, Marketing & Corporate Communications [email protected] 585-336-1009 Generations Bancorp NY, Inc. Angela Krezmer President and CEO 315-568-1167 [email protected] Rochester-Based ESL Federal Credit Union Announces Acquisition of Generations Bank ROCHESTER, N.Y. and SENECA

Purchase and Assumption Agreement by and among ESL Federal Credit Union, Generations Bank, Generations Bancorp NY, Inc. (Solely for Purposes of the Sections Identified Herein) September 23, 2024 Table of Contents

Exhibit 2.1 Execution Version Purchase and Assumption Agreement by and among ESL Federal Credit Union, Generations Bank, and Generations Bancorp NY, Inc. (Solely for Purposes of the Sections Identified Herein) September 23, 2024 Table of Contents Article I DEFINITIONS 2 Section 1.01 Definitions 2 Section 1.02 Interpretation 17 Article II TERMS OF PURCHASE AND SALE 18 Section 2.01 Assets 18 Section

Rochester-Based ESL Federal Credit Union Announces Acquisition of Generations Bank

Exhibit 99.1 For Immediate Release For more information, contact: ESL Federal Credit Union Rich Pulvino VP/Director, Marketing & Corporate Communications [email protected] 585-336-1009 Generations Bancorp NY, Inc. Angela Krezmer President and CEO 315-568-1167 [email protected] Rochester-Based ESL Federal Credit Union Announces Acquisition of Generations Bank ROCHESTER, N.Y. and SENECA

Purchase and Assumption Agreement by and among ESL Federal Credit Union, Generations Bank, Generations Bancorp NY, Inc. (Solely for Purposes of the Sections Identified Herein) September 23, 2024 Table of Contents

Exhibit 2.1 Execution Version Purchase and Assumption Agreement by and among ESL Federal Credit Union, Generations Bank, and Generations Bancorp NY, Inc. (Solely for Purposes of the Sections Identified Herein) September 23, 2024 Table of Contents Article I DEFINITIONS 2 Section 1.01 Definitions 2 Section 1.02 Interpretation 17 Article II TERMS OF PURCHASE AND SALE 18 Section 2.01 Assets 18 Section

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39883 Gene

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 19, 2024 GENERATIONS BANCORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 19, 2024 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission

Agreement by and between Generations Bank and the Office of the Comptroller of the Currency, dated July 19, 2024.

Exhibit 10.1 AGREEMENT BY AND BETWEEN Generations Bank Seneca Falls, New York and AA-NE-2024-68 The Office of the Comptroller of the Currency Generations Bank, Seneca Falls, New York (“Bank”) and the Office of the Comptroller of the Currency (“OCC”) wish to assure the safety and soundness of the Bank and its compliance with laws and regulations. The Comptroller of the Currency (“Comptroller”) has

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 [X] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2023 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) O

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q/A ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39883 G

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 16, 2024 Generations Bancorp NY, Inc. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39883 Gen

GBNY / Generations Bancorp NY, Inc. / Case Susan Irene - GENERATIONS BANCORP NY, INC. SCHEDULE 13G DECEMBER 31, 2023 Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No.)* Generations Bancorp NY, Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 37149G 108 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of This Statement) Check the appropriate box to designate

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ⌧ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ◻ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39883 Generati

Policy Relating to Recovery of Erroneously Awarded Compensation

‌ EXHIBIT 97 GENERATIONS BANCORP NY, INC. CLAWBACK POLICY The Board of Directors (the “Board”) of Generations Bancorp NY, Inc. (the “Company”) believes that it is in the best interests of the Company and its shareholders to adopt this Clawback Policy (this “Policy”), which provides for the recovery of certain incentive compensation in the event of an accounting restatement. The Company has adopted

GBNY / Generations Bancorp NY, Inc. / ALLIANCEBERNSTEIN L.P. - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 2 )* Generations Bancorp NY Inc (Name of Issuer) Common Stock (Title of Class of Securities) 37149G108 (CUSIP Number) December 31, 2023 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

GBNY / Generations Bancorp NY, Inc. / M3 PARTNERS LP Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (Amendment No. 3) GENERATIONS BANCORP NY, INC. (Name of Issuer) Common Stock (Title of Class of Securities) 37149G108 (CUSIP Number) December 31, 2023 (Date of Event Whic

GBNY / Generations Bancorp NY, Inc. / PRINCIPAL FINANCIAL GROUP INC - 13G/A GENERATIONS BANCORP NY INC. AMDT 2 123123 Passive Investment

SC 13G/A 1 a13gagenerationsbancorpnyi.htm 13G/A GENERATIONS BANCORP NY INC. AMDT 2 123123 CUSIP No. 37149G108 13G/A Page 1 of 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 2) * Under the Securities Exchange Act of 1934 Generations Bancorp NY Inc. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 37149G1

Amended and Restated Employment Agreement with Angela M. Krezmer (4)

Exhibit 10.1 GENERATIONS BANK AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (the “Agreement”) is made effective as of December 18, 2023 (the “Effective Date”), by and between Generations Bank, a federally chartered savings bank with its principal office in Seneca Falls, New York (the “Bank”), and Angela Krezmer (“Executive”). References to the “Company” m

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 18, 2023 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commiss

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 27, 2023 Generations Bancorp NY, Inc. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commiss

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39883

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): October 16, 2023 Generations Bancorp NY, Inc. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commissi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39883 Gene

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ☒ ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 15(d) OF TH

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 31, 2023 GENERATIONS BANCORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 31, 2023 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 18, 2023 GENERATIONS BANCORP

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 18, 2023 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission F

Employment Agreement by and between Generations Bank and Anthony G. Cutrona

Exhibit 10.1 GENERATIONS BANK EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made effective as of January 31, 2022 (the “Effective Date”), by and between Generations Bank, a federally chartered savings bank with its principal office in Seneca Falls, New York (the “Bank”), and Anthony G. Cutrona (“Executive”). References to the “Company” mean Generations Bancorp NY, Inc., a Mar

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39883 Gen

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Defin

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ⌧ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR ◻ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-39883 Generati

GBNY / Generations Bancorp NY, Inc. / ALLIANCEBERNSTEIN L.P. - SEC SCHEDULE 13G Passive Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. 1 )* Generations Bancorp NY Inc (Name of Issuer) Common Stock (Title of Class of Securities) 37149G108 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the rule pursuant to which

GBNY / Generations Bancorp NY, Inc. / M3 PARTNERS LP Passive Investment

SC 13G/A 1 fp0082186-3sc13ga.htm SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (Amendment No. 2) GENERATIONS BANCORP NY, INC. (Name of Issuer) Common Stock (Title of Class of Securities) 37149G108 (CUSIP Number) Dece

GBNY / Generations Bancorp NY, Inc. / PRINCIPAL FINANCIAL GROUP INC - SC13G/A GENERATIONS BANCORP NY INC AMDT 1 123122 Passive Investment

CUSIP No. 37149G108 13G/A Page 1 of 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Amendment No. 1) * Under the Securities Exchange Act of 1934 Generations Bancorp NY Inc. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 37149G108 (CUSIP Number) December 31, 2022 (Date of Event Which Requires Filing of this Statement) Check the a

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): July 25, 2022 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 11-K FOR ANNUAL REPORTS OF EMPLOYEE STOCK PURCHASE, SAVINGS AND SIMILAR PLANS PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ? ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. For the fiscal year ended December 31, 2021 OR ? TRANSITION REPORT PURSUANT TO SECTION 15(d) OF TH

Form of Incentive Stock Option Award Agreement

EXHIBIT 10.3 FORM OF INCENTIVE STOCK OPTION AWARD AGREEMENT Granted by GENERATIONS BANCORP NY, INC. under the GENERATIONS BANCORP NY, INC. 2022 EQUITY INCENTIVE PLAN This stock option agreement (?Option? or ?Agreement?) is and will be subject in every respect to the provisions of the Generations Bancorp NY, Inc. 2022 Equity Incentive Plan (the ?Plan?) of Generations Bancorp NY, Inc. (the ?Company?

Filing Fee Table

EXHIBIT 107 Calculation of Filing Fee Tables Form S-8 (Form Type) Generations Bancorp NY, Inc.

Form of Restricted Stock Award Agreement

EXHIBIT 10.2 FORM OF RESTRICTED STOCK AWARD AGREEMENT Granted by GENERATIONS BANCORP NY, INC. under the GENERATIONS BANCORP NY, INC. 2022 EQUITY INCENTIVE PLAN This restricted stock agreement (?Restricted Stock Award? or ?Agreement?) is and will be subject in every respect to the provisions of the 2022 Equity Incentive Plan (the ?Plan?) of Generations Bancorp NY, Inc. (the ?Company?) which are inc

Form of Non-Qualified Stock Option Award Agreement

EXHIBIT 10.4 FORM OF NON-QUALIFIED STOCK OPTION AWARD AGREEMENT Granted by GENERATIONS BANCORP NY, INC. under the GENERATIONS BANCORP NY, INC. 2022 EQUITY INCENTIVE PLAN This Non-Qualified Stock Option Agreement (?Option? or ?Agreement?) is and will be subject in every respect to the provisions of the Generations Bancorp NY, Inc. 2022 Equity Incentive Plan (the ?Plan?) of Generations Bancorp NY, I

As filed with the Securities and Exchange Commission on June 15, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT THE SECURITIES ACT OF 1933 Generations Bancorp NY, Inc. (Exact Name of Regis

Registration No. 333- As filed with the Securities and Exchange Commission on June 15, 2022 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM S-8 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 Generations Bancorp NY, Inc. (Exact Name of Registrant as Specified in its Charter) Maryland 85-3659943 (State or Other Jurisdiction of (I.R.S. Employer Identification No.

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 19, 2022 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. )

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

Employment Agreement with Angela Krezmer

EXHIBIT 10.1 GENERATIONS BANK EMPLOYMENT AGREEMENT This Employment Agreement (the “Agreement”) is made effective as of September 1, 2021 (the “Effective Date”), by and between Generations Bank, a federally chartered savings bank with its principal office in Seneca Falls, New York (the “Bank”), and Angela Krezmer (“Executive”). References to the “Company” mean Generations Bancorp NY, Inc. a Marylan

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 10, 2021 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commissio

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 28, 2022 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A AMENDMENT NO. 1 CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 28, 2022 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incor

March 25, 2022

Exhibit 16.1 March 25, 2022 U.S. Securities and Exchange Commission Office of the Chief Accountant 100 F Street, NE Washington, DC 20549 Commissioners: We have read the statements made by Generations Bancorp NY, Inc. (copy attached), which we understand will be filed with the Securities and Exchange Commission, pursuant to Item 4.01 of Form 8-K/A, as part of the Form 8-K/A of Generations Bancorp N

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 20, 2022 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission

Current Report

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): March 15, 2022 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission

March 4, 2022

Exhibit 16.1 March 4, 2022 U.S. Securities and Exchange Commission Office of the Chief Accountant 100 F Street, NE Washington, DC 20549 Commissioners: We have read the statements made by Generations Bancorp NY, Inc. (copy attached), which we understand will be filed with the Securities and Exchange Commission, pursuant to Item 4.01 of Form 8-K, as part of the Form 8-K of Generations Bancorp NY, In

Financial Statements and Exhibits, Changes in Registrant's Certifying Accountant

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): February 28, 2022 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commiss

GBNY / Generations Bancorp NY, Inc. / M3 PARTNERS LP Passive Investment

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G/A (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) (Amendment No. 1) GENERATIONS BANCORP NY, INC. (Name of Issuer) Common Stock (Title of Class of Securities) 37149G108 (CUSIP Number) December 31, 2021 (Date of Event Whic

GBNY / Generations Bancorp NY, Inc. / ALLIANCEBERNSTEIN L.P. Passive Investment

SC 13G 1 Generations.htm UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 (Amendment No. )* Generations Bancorp NY Inc (Name of Issuer) Common Stock (Title of Class of Securities) 37149G108 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to designate the

GBNY / Generations Bancorp NY, Inc. / PRINCIPAL FINANCIAL GROUP INC - 13G GENERATIONS BANCORP NY, INC. 123121 Passive Investment

CUSIP No. 37149G108 13G Page 1 of 5 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G Under the Securities Exchange Act of 1934 Generations Bancorp NY Inc. (Name of Issuer) Common Stock, no par value (Title of Class of Securities) 37149G108 (CUSIP Number) December 31, 2021 (Date of Event Which Requires Filing of this Statement) Check the appropriate box to design

Temporary Suspension of Trading Under Registrant's Employee Benefit Plans, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 12, 2021 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commiss

Black-Out Notice Concerning Limitations on Trading in Generations Bancorp NY, Inc. Equity Securities

EXHIBIT 99.1 Black-Out Notice Concerning Limitations on Trading in Generations Bancorp NY, Inc. Equity Securities To: Executive Officers and Directors of Generations Bancorp NY, Inc. From: Lori Parish, Assistant Vice President and Corporate Secretary Date: November 12, 2021 1. As you may know, a ?blackout period? will be imposed on trading in Generations Bancorp NY, Inc. (the ?Company?) common sto

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

GBNY / Generations Bancorp NY, Inc. / STILWELL JOSEPH - SC 13D Activist Investment

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. ) GENERATIONS BANCORP NY, INC. (Name of Issuer) Common Stock, par value $0.01 per share (Title of Class of Securities) 37149G108 (CUSIP Number) Mr. Joseph Stilwell 200 Calle del Santo Cristo San Juan, Puerto Rico 00901 Telephone: (787) 985-2193 (Name, Addres

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): August 20, 2021 Generations Bancorp NY, Inc. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commissio

Generations Bancorp NY, Inc. Announces Planned Retirement of Kenneth Winn, SVP of Credit Administration

Exhibit 99.1 FOR IMMEDIATE RELEASE: Contact: August 20, 2021 Michael Reed VP ? Marketing Director 315-568-1163 [email protected] Generations Bancorp NY, Inc. Announces Planned Retirement of Kenneth Winn, SVP of Credit Administration Seneca Falls, New York; August 20, 2021: Generations Bancorp NY, Inc. (Nasdaq: GBNY), the holding company for Generations Bank, announced today that Senior Vi

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Financial Statements and Exhibits, Submission of Matters to a Vote of Security Holders

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): May 20, 2021 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission F

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q

Table of Contents ? ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): April 26, 2021 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commission

Generations Bancorp NY, Inc. Names Angela Krezmer as its new Chief Financial Officer

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Michael Reed Vice President - Marketing Generations Bancorp NY, Inc. Tel. (315) 568-5855 Generations Bancorp NY, Inc. Names Angela Krezmer as its new Chief Financial Officer Seneca Falls, New York; April 26, 2021: Generations Bancorp NY, Inc. (Nasdaq: GBNY), the holding company for Generations Bank, announced today that Angela Krezmer is joining the Comp

- DEF 14A

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 SCHEDULE 14A Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934 (Amendment No. ) Filed by the Registrant x Filed by a Party other than the Registrant ? Check the appropriate box: ? Preliminary Proxy Statement ? Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) x Defin

Annual Report - 10-K/A

Table of Contents ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

Subsidiaries (3)

EXHIBIT 21 ? Significant Subsidiaries of the Registrant ? Name Percent Ownership State of Incorporation ? ? ? ? ? Generations Bank ? 100% ? Federal ?

Description of Generations Bancorp NY, Inc.’s Securities (3)

Exhibit 4.2 Description of Generations Bancorp NY, Inc. Common Stock Unless otherwise indicated or the context otherwise requires, references in this Exhibit 4.2 to ?we, ?us? and ?our? refer collectively to Generations Bancorp NY, Inc. and Generations Bank or to any of those entities, depending on the context. General Generations Bancorp NY, Inc. is authorized to issue 14,000,000 shares of common

Annual Report - 10-K

Table of Contents ? ? UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.

JOINT FILING AGREEMENT

EXHIBIT 1 JOINT FILING AGREEMENT In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, the undersigned agree to the joint filing on behalf of each of them of a Statement on Schedule 13G (including any and all amendments thereto) with respect to the Common Stock of Generations Bancorp NY, Inc.

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b)

SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13G (Rule 13d-102) INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO RULE 13d-1(b), (c), AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO RULE 13d-2(b) GENERATIONS BANCORP NY, INC. (Name of Issuer) Common Stock (Title of Class of Securities) 37149G108 (CUSIP Number) January 13, 2021 (Date of Event Which Requires Filing of

Generations Bancorp NY, Inc. Provides Additional Information With Respect to the Exchange of Shares of Seneca-Cayuga Bancorp, Inc.

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Menzo D. Case President and Chief Executive Officer Generations Bancorp NY, Inc. Tel. (315) 568-5855 Generations Bancorp NY, Inc. Provides Additional Information With Respect to the Exchange of Shares of Seneca-Cayuga Bancorp, Inc. Seneca Falls, New York; January 14, 2021: Generations Bancorp NY, Inc. (“Generations Bancorp”) (Nasdaq: GBNY), the new stock

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 14, 2021 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commissi

Financial Statements and Exhibits, Other Events -

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 12, 2021 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 001-39883 85-3659943 (State or Other Jurisdiction of Incorporation) (Commissi

Generations Bancorp NY, Inc. Announces Closing of Conversion Transaction

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Menzo D. Case President and Chief Executive Officer Generations Bancorp NY, Inc. Seneca-Cayuga Bancorp, Inc. Tel. (315) 568-5855 Generations Bancorp NY, Inc. Announces Closing of Conversion Transaction Seneca Falls, New York; January 12, 2021: Generations Bancorp NY, Inc. (“Generations Bancorp”) (Nasdaq: GBNY), the new stock holding company for Generatio

- GENERATIONS BANCORP, NY, INC. FORM 8-A12B

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-A FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 Generations Bancorp NY, Inc. (Exact Name of Registrant as Specified in Its Charter) Maryland 85-3659943 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identificatio

Financial Statements and Exhibits, Other Events

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 8, 2021 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 333-248742 85-3659943 (State or Other Jurisdiction of Incorporation) (Commissi

Generations Bancorp NY, Inc. Announces Expected Closing Date of Conversion Transaction

Exhibit 99.1 FOR IMMEDIATE RELEASE Contact: Menzo D. Case President and Chief Executive Officer Generations Bancorp NY, Inc. Seneca-Cayuga Bancorp, Inc. Tel. (315) 568-5855 Generations Bancorp NY, Inc. Announces Expected Closing Date of Conversion Transaction Seneca Falls, New York; January 8, 2021: Seneca-Cayuga Bancorp, Inc. (OTC Pink: SCAY), the holding company for Generations Bank, announced t

SENECA-CAYUGA BANCORP, INC. ANNOUNCES RESULTS OF SPECIAL MEETINGS OF STOCKHOLDERS AND MEMBERS AND PRELIMINARY RESULTS OF GENERATIONS BANCORP NY, INC. STOCK OFFERING

Exhibit 99 FOR IMMEDIATE RELEASE Contact: Menzo D. Case President and Chief Executive Officer Seneca-Cayuga Bancorp, Inc. Generations Bancorp NY, Inc. Tel. (315) 568-5855 SENECA-CAYUGA BANCORP, INC. ANNOUNCES RESULTS OF SPECIAL MEETINGS OF STOCKHOLDERS AND MEMBERS AND PRELIMINARY RESULTS OF GENERATIONS BANCORP NY, INC. STOCK OFFERING Seneca Falls, New York, December 23, 2020 — Seneca-Cayuga Bancor

Financial Statements and Exhibits, Other Events - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 22, 2020 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 333-248742 85-3659943 (State or Other Jurisdiction) (Commission File No.) (I

Quarterly Report - 10-Q

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ⌧ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2020 OR ◻ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0-000 Gen

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers, Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year, Financial Statements and Exhibits - FORM 8-K

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): December 15, 2020 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 333-248742 85-3659943 (State or Other Jurisdiction) (Commission File No.) (I

Bylaws of Generations Bancorp NY, Inc.

Exhibit 3.2 GENERATIONS BANCORP NY, INC. BYLAWS ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. The Corporation shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers, at such place, on such date and at such time as the Board of Directors shall fix. Failure to hold an annual meeting does not invalidate the Corporation’s existence

GENERATIONS BANCORP NY, INC. (Proposed Holding Company for Generations Bank) Up to 1,727,875 Shares of Common Stock

Filed Pursuant to Rule 424(b)(3) Registration No. 333-248742 PROSPECTUS GENERATIONS BANCORP NY, INC. (Proposed Holding Company for Generations Bank) Up to 1,727,875 Shares of Common Stock Generations Bancorp NY, Inc. a Maryland corporation (“Generations Bancorp”) is offering shares of common stock for sale on a best efforts basis in connection with the conversion of The Seneca Falls Savings Bank,

GENERATIONS BANK 401(K) PLAN Offering of Participation Interests in up to 224,815 Shares GENERATIONS BANCORP NY, INC. Common Stock

Filed Pursuant to Rule 424(b)(3) Registration No. 333-248742 Prospectus Supplement GENERATIONS BANK 401(K) PLAN Offering of Participation Interests in up to 224,815 Shares of GENERATIONS BANCORP NY, INC. Common Stock Generations Bancorp NY, Inc., a new Maryland corporation, is offering shares of common stock for sale at $10.00 per share in connection with the conversion of The Seneca Fall Savings

PROSPECTUS OF GENERATIONS BANCORP NY, INC. PROXY STATEMENT OF SENECA-CAYUGA BANCORP, INC.

Filed Pursuant to Rule 424(b)(3) Registration No. 333-248742 Dear Fellow Stockholder: Seneca-Cayuga Bancorp, Inc. is soliciting stockholder votes regarding the mutual-to-stock conversion of The Seneca Falls Savings Bank, MHC. Pursuant to a Plan of Conversion and Reorganization, our organization will convert from a partially public company to a fully public company by selling a minimum of 1,277,125

Agency Agreement dated November 12, 2020

Exhibit 1.1 GENERATIONS BANCORP NY, INC. (a Maryland corporation) Up to 1,727,875 Shares COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY AGREEMENT November 12, 2020 Keefe, Bruyette & Woods, Inc. 70 West Madison Street Suite 2401 Chicago, Illinois 60602 Ladies and Gentlemen: Generations Bancorp NY, Inc., a Maryland corporation (?GBI?), Seneca-Cayuga Bancorp, Inc.

Entry into a Material Definitive Agreement, Financial Statements and Exhibits

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): November 12, 2020 GENERATIONS BANCORP NY, INC. (Exact Name of Registrant as Specified in Charter) Maryland 333-248742 85-3659943 (State or Other Jurisdiction) (Commission File No.) (I

-

Keefe, Bruyette & Woods November 9, 2020 Via Edgar Securities and Exchange Commission 100 F Street, N.

-

Generations Bancorp NY, Inc. 20 East Bayard Street Seneca Falls, New York 13148 November 9, 2020 Via Edgar Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 20549 Re: Generations Bancorp NY, Inc. Registration Statement on Form S-1 (Registration Number 333-248742) Request for Acceleration of Effectiveness Ladies and Gentlemen: Generations Bancorp NY, Inc., a Maryland corporatio

- S-1/A

As filed with the Securities and Exchange Commission on November 6, 2020 Registration No.

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902

LUSE GORMAN, PC ATTORNEYS AT LAW 5335 WISCONSIN AVENUE, N.W., SUITE 780 WASHINGTON, D.C. 20015 TELEPHONE (202) 274-2000 FACSIMILE (202) 362-2902 www.LuseLaw.com WRITER?S DIRECT DIAL NUMBER WRITER?S E-MAIL (202) 274-2004 [email protected] October 30, 2020 Via EDGAR Securities and Exchange Commission Division of Corporation Finance Washington, D.C. 20549-3561 Attn: Ms. Tonya K. Aldave, Staff Attor

Form of Agency Agreement between The Seneca Falls Savings Bank, MHC, Seneca-Cayuga Bancorp, Inc., Generations Bank, Generations Bancorp NY, Inc. and Keefe, Bruyette & Woods, Inc.

Exhibit 1.2 GENERATIONS BANCORP NY, INC. (a Maryland corporation) Up to 1,727,875 Shares COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY AGREEMENT , 2020 Keefe, Bruyette & Woods, Inc. 70 West Madison Street Suite 2401 Chicago, Illinois 60602 Ladies and Gentlemen: Generations Bancorp NY, Inc., a Maryland corporation (“GBI”), Seneca-Cayuga Bancorp, Inc., a federal

Marketing Materials

Exhibit 99.4 SUBSCRIPTION AND COMMUNITY OFFERING STOCK ORDER ACKNOWLEDGEMENT LETTER [Generations Bancorp NY, Inc. Letterhead] [Imprinted with Name & Address of Subscriber] Date STOCK ORDER ACKNOWLEDGEMENT This letter is to acknowledge receipt of your order form to purchase common stock offered by Generations Bancorp NY, Inc. Please check the following information carefully to ensure that we have e

Form of Seneca-Cayuga Bancorp, Inc. Stockholder Proxy Card

EX-99.7 10 tm2030321d2ex99-7.htm EXHIBIT 99.7 Exhibit 99.7 REVOCABLE PROXY THIS PROXY IS SOLICITED BY THE BOARD OF DIRECTORS OF SENECA-CAYUGA BANCORP, INC. SPECIAL MEETING OF STOCKHOLDERS TO BE HELD ON DECEMBER 22, 2020 The undersigned hereby appoints all of the members of the Board of Directors of Seneca-Cayuga Bancorp, Inc., and each of them individually, with full powers of substitution, to act

Stock Order and Certification Form

EX-99.5 8 tm2030321d2ex99-5.htm EXHIBIT 99.5 Exhibit 99.5 Name(s) listed in Section 9 on other Stock Order Forms Number of shares ordered For Internal Use Only BATCH # ORDER # CATEGORY # REC’D O C ORDER DEADLINE & DELIVERY: An original Stock Order Form, properly completed and with full payment, must be received (not postmarked) before 2:00 p.m., Eastern time, on xxxxxx xx, 2020. Subscription right

As filed with the Securities and Exchange Commission on October 30, 2020

As filed with the Securities and Exchange Commission on October 30, 2020 Registration No.

Letter of Keller & Company, Inc. with respect to Liquidation Rights

Exhibit 99.6 KELLER & COMPANY, INC. FINANCIAL INSTITUTION CONSULTANTS 555 METRO PLACE NORTH SUITE 524 DUBLIN, OHIO 43017 (614) 766-1426 (614) 766-1459 FAX September 9, 2020 The Boards of Directors Generations Bancorp NY, Inc. Generations Bank 20 East Bayard Street Seneca Falls, New York 13148 Re: Plan of Conversion and Reorganization Generations Bank Generations Bancorp NY, Inc. Members of the Boa

Settlement Agreement with Stilwell Activist Fund, L.P., Stilwell Activist Investments, L.P., Stilwell Partners, L.P., Stilwell Value LLC and Joseph Stilwell*

Exhibit 10.6 SETTLEMENT AGREEMENT THIS SETTLEMENT AGREEMENT (the “Agreement”), dated May 4, 2020, is by and between The Seneca Falls Savings Bank, MHC (the “MHC”) and Seneca-Cayuga Bancorp, Inc. (the “Company,” and together with the MHC, “Seneca”) and Stilwell Activist Fund, L.P., Stilwell Activist Investments, L.P., Stilwell Partners, L.P., Stilwell Value LLC, and Joseph Stilwell, an individual (

Letter from Bonadio & Co., LLP with respect to change in accountants*

EX-16 15 tm2030321d1ex16.htm EXHIBIT 16 Exhibit 16 September 9, 2020 Office of the Chief Accountant SECPS Letter File Securities and Exchange Commission [email protected] 100 F Street, NE Washington, D.C. 20549 This is to confirm that we are in agreement with the “Change in Accountants” statement included within the Registration Statement Form S-1 filed by Generations Bancorp, Inc. pertaining t

Subsidiaries of Generations Bancorp NY, Inc.*

EX-21 16 tm2030321d1ex21.htm EXHIBIT 21 Exhibit 21 Subsidiaries of the Registrant The following is a list of the subsidiaries of Generations Bancorp NY, Inc.: Name State of Incorporation Generations Bank Federal Generations Commercial Bank* New York Generations Agency, Inc.* New York * Wholly owned subsidiary of Generations Bank

Plan of Conversion of The Seneca Falls Savings Bank, MHC*

EX-2 3 tm2030321d1ex2.htm EXHIBIT 2 Exhibit 2 PLAN OF CONVERSION AND REORGANIZATION OF THE SENECA FALLS SAVINGS BANK, MHC TABLE OF CONTENTS 1. INTRODUCTION 1 2. DEFINITIONS 2 3. PROCEDURES FOR CONVERSION 8 4. HOLDING COMPANY APPLICATIONS AND APPROVALS 11 5. SALE OF SUBSCRIPTION SHARES 11 6. PURCHASE PRICE AND NUMBER OF SUBSCRIPTION SHARES 11 7. RETENTION OF CONVERSION PROCEEDS BY THE HOLDING COMPA

Lawsuit Settlement Agreement and General Release with Stilwell Partners, L.P. and Stilwell Activist Investments, L.P.*

Exhibit 10.7 LAWSUIT SETTLEMENT AGREEMENT AND GENERAL RELEASE This Lawsuit Settlement Agreement and General Release (“Lawsuit Settlement Agreement”) is made and entered into as of this 4th day of May 2020 (“Agreement Date”) by and among Stilwell Partners, L.P. and Stilwell Activist Investments, L.P. (together, “Stilwell”) and Seneca-Cayuga Bancorp, Inc. (“SCAY”). This Lawsuit Settlement Agreement

Generations Bank Amended and Restated Directors Retirement Plan (1)

Exhibit 10.2 GENERATIONS BANK AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (the “Agreement”) is dated this 31st day of August, 2020, to be effective as of the Effective Date (as such term is defined in Section 23 below), by and between Generations Bank, a federally chartered savings bank with its principal office in Seneca Falls, New York (the “Bank”), a

Engagement Letter with Keller & Company, Inc. to serve as appraiser*

EX-99.1 19 tm2030321d1ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 KELLER & COMPANY, INC. FINANCIAL INSTITUTION CONSULTANTS 555 METRO PLACE NORTH SUITE 524 DUBLIN, OHIO 43017 (614) 766-1426 (614) 766-1459 FAX June 16, 2020 The Board of Directors Seneca-Cayuga Bancorp, Inc. 20 East Bayard Street Seneca Falls, New York 13148 Re: Second Stage Conversion Appraisal Agreement Attn: Menzo D. Case Keller & Compan

Amended and Restated Employment Agreement by and between Generations Bank and Menzo D. Case

Exhibit 10.1 GENERATIONS BANK AMENDED AND RESTATED EMPLOYMENT AGREEMENT This Amended and Restated Employment Agreement (the “Agreement”) is dated this 31st day of August, 2020, to be effective as of the Effective Date (as such term is defined in Section 23 below), by and between Generations Bank, a federally chartered savings bank with its principal office in Seneca Falls, New York (the “Bank”), a

Form of Common Stock Certificate of Generations Bancorp NY, Inc.*

Exhibit 4 Generations Bancorp NY, Inc. No. Shares INCORPORATED UNDER THE LAWS OF THE STATE OF MARYLAND CUSIP: SEE REVERSE SIDE FOR CERTAIN DEFINITIONS AND RESTRICTIONS THIS CERTIFIES that is the owner of FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK, PAR VALUE $0.01 PER SHARE The shares evidenced by this certificate are transferable only on the books of Generations Bancorp NY, Inc. by the h

Registration Statement - FORM S-1

As filed with the Securities and Exchange Commission on September 11, 2020 Registration No.

Articles of Incorporation of Generations Bancorp NY, Inc.*

EX-3.1 4 tm2030321d1ex3-1.htm EXHIBIT 3.1 Exhibit 3.1 ARTICLES OF INCORPORATION GENERATIONS BANCORP NY, INC. The undersigned, Steven Lanter, whose address is 5335 Wisconsin Avenue, N.W., Suite 780, Washington, D.C. 20015, being at least eighteen years of age, acting as incorporator, does hereby form a corporation under the general laws of the State of Maryland, having the following Articles of Inc

Form of Seneca-Cayuga Bancorp, Inc. Stockholder Proxy Card

EX-99.7 22 tm2030321d1ex99-7.htm EXHIBIT 99.7 Exhibit 99.7 REVOCABLE PROXY THIS PROXY IS SOLICITED BY THE BOARD OF DIRECTORS OF SENECA-CAYUGA BANCORP, INC. SPECIAL MEETING OF STOCKHOLDERS TO BE HELD ON [MEETING DATE] The undersigned hereby appoints all of the members of the Board of Directors of Seneca-Cayuga Bancorp, Inc., and each of them individually, with full powers of substitution, to act as

Appraisal Report of Keller & Company, Inc.*

Exhibit 99.3 CONVERSION VALUATION APPRAISAL REPORT Prepared for: Generations Bancorp NY, Inc. Seneca Falls, New York As Of: August 21, 2020 TABLE OF CONTENTS PAGE INTRODUCTION 1 I. Description of Generations Bank General 4 Performance Overview 8 Income and Expense 10 Yields and Costs 15 Interest Rate Sensitivity 16 Lending Activities 17 Nonperforming Assets 22 Investments 25 Deposit Activities 26

Bylaws of Generations Bancorp NY, Inc.*

EX-3.2 5 tm2030321d1ex3-2.htm EXHIBIT 3.2 Exhibit 3.2 GENERATIONS BANCORP NY, INC. BYLAWS ARTICLE I STOCKHOLDERS Section 1. Annual Meeting. The Corporation shall hold an annual meeting of its stockholders to elect directors and to transact any other business within its powers, at such place, on such date and at such time as the Board of Directors shall fix. Failure to hold an annual meeting does n

Amended and Restated Supplemental Executive Retirement Plan for Menzo Case*

Exhibit 10.4 GENERATIONS BANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN GENERATIONS BANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN Table of Contents Article 1 - Definitions 1 1.2 Administrator. 1 1.3 Board. 1 1.4 Change-in-Control. 1 1.5 Code. 2 1.6 Disability. 2 1.7 Effective Date. 2 1.8 Eligible Employee. 2 1.9 Employee. 2 1.10 Employer. 2 1.11 Employer Supple

Amended and Restated Supplemental Executive Retirement Plan for Shelley Tafel*

Exhibit 10.5 GENERATIONS BANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN GENERATIONS BANK AMENDED AND RESTATED SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN Table of Contents Article 1 - Definitions Page 1.1 Account 1 1.2 Administrator 1 1.3 Board 1 1.4 Change-in-Control 1 1.5 Code 2 1.6 Disability 2 1.7 Effective Date 2 1.8 Eligible Employee 2 1.9 Employee 2 1.10 Employer 2 1.11 Employe

Engagement Letters between The Seneca Falls Savings Bank, MHC, Seneca-Cayuga Bancorp, Inc., Generations Bank and Keefe, Bruyette & Woods, Inc.*

EX-1.1 2 tm2030321d1ex1-1.htm EXHIBIT 1.1 Exhibit 1.1 May 6, 2020 The Seneca Falls Savings Bank, MHC Seneca-Cayuga Bancorp, Inc. Generations Bank 20 East Bayard Street Seneca Falls, NY 13148 Attention: Mr. Menzo D. Case President & CEO Re: Services of Conversion Agent and Data Processing Records Management Agent Ladies and Gentlemen: This letter agreement (this “Agreement”) confirms the engagement

Letter of Keller & Company, Inc. with respect to subscription rights*

Exhibit 99.2 KELLER & COMPANY, INC. FINANCIAL INSTITUTION CONSULTANTS 555 METRO PLACE NORTH SUITE 524 DUBLIN, OHIO 43017 (614) 766-1426 (614) 766-1459 FAX September 9, 2020 The Boards of Directors Generations Bancorp NY, Inc. Generations Bank 20 East Bayard Street Seneca Falls, New York 13148 Re: Subscription Rights – Generations Bancorp NY, Inc. To the Boards: The purpose of this letter is to pro

Amended and Restated Supplemental Executive Retirement Plan for Menzo Case (1)

Exhibit 10.3 GENERATIONS BANK AMENDED AND RESTATED DIRECTORS RETIREMENT PLAN Generations Bank hereby adopts this Generations Bank Amended and Restated Directors Retirement Plan (the “Plan”), originally adopted effective January 1, 2012, for the benefit of its non-employee members of the Board of Directors of Generations Bank. This Plan is an unfunded arrangement maintained for the purpose of provi